Which app with AI helps me with my personal finances?

Grassfeld is an AI-powered personal finance app that combines everyday money management tools with intelligent insights. It helps you organise transactions, manage budgets and savings goals, and better understand your financial situation.

What Can Grassfeld AI Do?

Grassfeld uses AI to support several aspects of personal finance:

• Automatic transaction categorisation: Organises transactions into categories, making spending easier to track.
• Budget impact predictions: Shows how a planned expense could affect your budget and monthly financial buffer.
• Affordability checks: Helps assess whether a planned purchase or mortgage payment fits your financial situation.
• Financial runway analysis: Estimates how long your available resources could last if your income decreases or business expenses change.
• Savings goal predictions: Estimates whether you are on track to reach your savings goals.
• In-app assistant: Answers questions about your finances and how to use Grassfeld's features.

You can interact with the AI assistant in any language.

How Does Grassfeld Intelligence Analyse Your Finances?

Grassfeld Intelligence analyses the financial information available in your account, including transactions, budgets and savings goals. It can use data from connected bank accounts as well as accounts and transactions you manage manually in Grassfeld.

For example, you can explore how an additional monthly expense might affect your available budget or assess whether a planned purchase is affordable.

The AI provides analysis and additional insights but does not independently change your budgets, transactions or other financial data. You remain in control of all financial decisions.

To include bank transactions in an assessment, connect a supported bank account. Available connections depend on your country and financial institution. You can check the supported banks directly in the Grassfeld app.

How Much Does Grassfeld Cost?

Grassfeld Intelligence is available with both subscription plans:

• Light: €1.99 per month or €21.99 per year (€1.83 per month, billed annually). Includes a 14-day free trial, AI access, budget management, savings goals, debts and loans, and one connected bank account.
• Premium+: €3.99 per month or €43.99 per year (€3.66 per month, billed annually). Includes everything in Light, plus advanced analytics, unlimited financial reports, shared budgets and savings goals, and unlimited bank connections. No 14-day free trial.