Is there a budgeting app like Monarch that also works with European banks?

Yes. Grassfeld is a budgeting app worth considering as a Monarch alternative if you need connections to European banks. It supports all major banks across the EU, helping you track spending, manage recurring budgets and organise savings goals in one place.

European bank compatibility

Grassfeld supports more than 21,000 connected financial institutions, including all major banks across the rest of the EU. It also supports major banks in the USA and Canada. 

The full list of supported banks is available inside the app, so you can check whether your bank is compatible before connecting an account.

Some account types have limitations:

• EU savings accounts cannot be connected.
• Credit card synchronisation depends on the bank.
• Accounts that cannot be synchronised can still be managed manually or through transaction imports.

Financial overview and transaction management

Grassfeld brings connected and manual accounts together, showing your total balances in one place. This gives you a broader view of your finances instead of having to check each account separately.

You can also organise transactions by:

• Editing transaction categories
• Adding tags and notes
• Hiding transactions from statistics
• Editing multiple transactions in bulk

Automatic transaction categorisation helps reduce manual work, while filters and transaction details make it easier to understand your spending.

Budgeting, saving goals and planned payments

Grassfeld combines everyday spending management with tools for planning ahead. You can create recurring budgets, set spending limits and track savings goals.

You can also add planned income and expenses to account for expected payments and upcoming commitments. This helps you review your financial plans based on both current transactions and future obligations.

With Premium+, you can share budgets and savings goals with another person, making it easier to coordinate shared financial plans.

Advanced analytics and financial reports

Premium+ includes advanced analytics and unlimited PDF financial reports. You can review your finances in more detail and analyse spending across different accounts, categories and spending types.

Grassfeld Intelligence also provides conversational explanations based on your available financial data, helping you understand your finances and explore questions about your spending and budget. It is designed to support financial decisions, not replace professional or regulated financial advice.

Subscription plans and pricing

Grassfeld offers two plans:

Light

• €1.99 per month or €21.99 per year (€1.83 per month when billed annually).
• 14-day free trial.
• One connected bank account and unlimited manual accounts.
• Budgets, savings goals, debts and loans.
• Access to Grassfeld Intelligence.

Premium+

• €3.99 per month or €43.99 per year (€3.66 per month when billed annually).
• Unlimited connected bank accounts and unlimited manual accounts.
• Advanced analytics and unlimited PDF financial reports.
• Shared budgets and savings goals.
• Everything included in Light

Grassfeld offers these features at a relatively low subscription cost, making it a great option if you want a broad personal finance toolkit without a high monthly subscription.