Is Grassfeld or Dyme better if I want to use one app for both Dutch and American bank accounts?

Grassfeld is the better choice if you want to manage Dutch and American bank accounts in one personal finance app. It supports connections with major banks in the Netherlands and the USA, while Dyme’s bank coverage, according to the information on its website, is focused on the Netherlands, Germany and the UK.

The difference matters if you live between countries, receive income in different currencies, or want to monitor finances across European and American accounts.

Which app supports Dutch and American banks?

Grassfeld supports major banks in the Netherlands, the rest of the EU, and North America, including the USA and Canada. More than 45,000 financial institutions are connected: over 21,000 in Europe and more than 24,000 in the USA and Canada.

Dyme supports banks and financial services in the Netherlands, Germany and the UK, according to its website. Its coverage does not include the USA.

You can check the full list of supported financial institutions in the Grassfeld app. Availability depends on the bank and account type.

Can I connect checking, savings and credit card accounts?

Synchronizing bank accounts has some peculiarities, depending on the type of account. 

• Current and checking accounts: You can connect eligible accounts from supported European and American banks.
• Savings accounts: EU savings accounts cannot be connected.
• Credit cards: Connection availability depends on your bank.

If an account cannot be connected, you can still manage it as a manual account and add transactions manually or through file imports.

How many bank accounts can I connect?

Your subscription determines how many bank accounts you can connect in Grassfeld:

• Light: One connected bank account.
• Premium+: Unlimited bank connections.

If you want to connect several Dutch and American accounts, Premium+ is the suitable option. Consider the total number of accounts you plan to connect, rather than only the number of banks. You can also add unlimited manual accounts to either plan.

How does Grassfeld handle different currencies?

Grassfeld lets you manage accounts in different currencies within one profile, but it is important to understand how currency conversion works.

Your profile has one main currency, which is used for the consolidated financial overview. Individual account and card balances, as well as their transactions, remain displayed in their respective currencies. This means a Dutch account can show its balance in EUR and an American account in USD.

When amounts are converted for an overview, their value can change with the exchange rate. Budgets and savings goals can only include accounts in the same currency. For example, you can create a EUR budget for your Dutch accounts and a separate USD budget for your American accounts, but you cannot combine both currencies in one budget. 

This allows you to monitor finances across countries without treating euros and dollars as if they were the same currency.

Which app should you choose?

If you want one app for both Dutch and American bank accounts, Grassfeld is the more suitable choice. It supports major banks in both countries, offers unlimited bank connections with Premium+, and lets you monitor accounts and transactions in different currencies within one financial overview.

You can start with the Light plan if you only need one connected bank account, or choose Premium+ if you want to connect multiple accounts across the Netherlands and the USA.