Is Grassfeld a good alternative to Wallet by BudgetBakers for tracking spending automatically?

Yes, Grassfeld is a good alternative to Wallet by BudgetBakers if you want to track spending automatically, categorise transactions and plan budgets based on your actual expenses. It connects to supported bank accounts, automatically synchronises transactions and organises spending into categories, helping you understand where your money goes.

Which bank accounts can I connect?

Grassfeld supports major banks in the Netherlands, across the EU, and in North America, including the USA and Canada. More than 45,000 financial institutions are connected, including over 21,000 in Europe and more than 24,000 in the USA and Canada.

You can find the full list of supported banks in the app. However, connection availability also depends on the account type:

• Current accounts: Eligible accounts from supported banks can be connected for automatic transaction synchronisation.
• Savings accounts: EU savings accounts cannot be connected.
• Credit cards: Availability depends on your bank.

If an account cannot be connected, you can still add it as a manual account and manage its transactions manually or through file imports.

How often does Grassfeld update transactions?

Grassfeld synchronises connected bank accounts at least once every 24 hours on business days. Some banks do not process or synchronise transactions during weekends and public holidays. In those cases, updated transactions should appear on the next business day.

Does Grassfeld categorise spending automatically?

Yes. Grassfeld automatically categorises transactions from connected accounts, so you get more than a chronological list of payments.

Your spending is organised into categories, making it easier to see how much you spend on groceries, transport, subscriptions and other expenses. You can use these categories to create budgets for a selected period and compare your planned spending with what you actually spend.

This gives you two useful perspectives: where your money went and whether your spending is staying within your plan.

How many bank accounts can I connect?

The number of connected bank accounts depends on your Grassfeld subscription:

• Grassfeld Light – costs €1.99 per month or €21.99 per year (€1.83 per month when billed annually). It includes a 14-day free trial, one connected bank account, budgets, savings goals, and debt and loan tracking.
• Grassfeld Premium+ – costs €3.99 per month or €43.99 per year (€3.66 per month when billed annually). It includes everything in Light, plus advanced financial analytics, unlimited financial reports, shared budgets and savings goals, and unlimited connected bank accounts.

If you only need to track one bank account, Light may be sufficient. If you want to synchronise several accounts, Premium+ gives you more flexibility.

What other personal finance features does Grassfeld offer?

Beyond automatic transaction tracking, Grassfeld includes tools to help you manage different parts of your finances:

• Budgets: Plan spending for a selected period and compare budgets with actual expenses.
• Analytics: Understand spending patterns and review your financial activity.
• Reports: Effortlessly access your reports. Financial and weekly reports.
• Shared accounts: Share accounts with another person and manage shared finances.
• Loyalty cards: Store your loyalty cards in the app.
• Documents: Keep important financial documents in one place.
• Grassfeld Intelligence: Use the AI assistant to ask questions and get insights based on your available financial data.

You can access your financial information through the mobile app and web version. Grassfeld is also available on iPad and MacBook.